Informational and Research Use Only
MarketRiskScan is an informational market-risk research and monitoring tool. Content, scores, reports, charts, commentary, methodology, and research materials are provided for general informational and educational purposes.
Nothing on MarketRiskScan constitutes a recommendation or solicitation to buy, sell, hold, short, or otherwise transact in any security, investment, strategy, or financial product.
Users are responsible for making their own financial and investment decisions and, where appropriate, consulting qualified professional advisers.
Market Risk Scores and Model Limitations
MarketRiskScan converts multiple market, economic, financial, valuation, inflation, corporate-fundamental, and market-internal indicators into relative 0-100 risk scores using a documented, deterministic framework.
The 1-, 3-, 6-, and 12-month values are forward-looking risk-state assessments. They are not forecasts of future index levels or investment returns.
No model can identify every source of market risk or reliably determine the exact timing, magnitude, or cause of a future market decline. Market conditions can change quickly, and unexpected geopolitical, economic, policy, liquidity, corporate, or other events may not be reflected immediately in model inputs.
Data Confidence
MarketRiskScan may display a Data Confidence score. This score is intended to summarize factors such as data freshness, completeness, and historical coverage.
Data Confidence does not represent confidence that the market will rise or fall and should not be interpreted as a probability associated with a future market event.
Accounts and Login Credentials
Some MarketRiskScan features may require an account. Users are responsible for providing accurate account information, protecting their credentials, and maintaining the confidentiality of their login session.
You may not share credentials in a manner that compromises security, impersonate another person, attempt unauthorized access, or use another user's account without permission.
MarketRiskScan may suspend or restrict access when reasonably necessary to protect the site, users, infrastructure, or data, or to address misuse or security concerns.
Acceptable Use
You agree not to:
- attempt to bypass authentication or security controls;
- interfere with or disrupt the operation of the site;
- introduce malicious code, automated abuse, or harmful traffic;
- attempt unauthorized access to accounts, databases, servers, or systems;
- misrepresent MarketRiskScan content as guaranteed investment advice or a guaranteed prediction;
- use the site in violation of applicable law; or
- remove proprietary notices or falsely imply sponsorship, endorsement, or affiliation.
Third-Party and Public Data
MarketRiskScan relies on public and third-party market, economic, and financial data sources. Those sources may contain delays, revisions, errors, outages, methodology changes, missing values, or other limitations.
MarketRiskScan may transform or derive indicators from source data. Although reasonable efforts may be made to identify data quality issues, no representation is made that every data point, calculation, source, or displayed value will always be complete, current, or error-free.
Links to third-party websites are provided for reference. Those websites are operated independently and are governed by their own terms and policies.
AI-Generated Commentary
MarketRiskScan may use artificial intelligence to summarize or explain numerical scores that have already been calculated by the deterministic model.
AI commentary does not determine the underlying indicator, category, or composite risk scores. AI-generated text may be incomplete, imprecise, or incorrect and should be read together with the actual model data, methodology, and source information.
Intellectual Property and Site Content
Except for third-party data, source material, and other content owned by their respective providers, the MarketRiskScan site, presentation, original text, model documentation, graphics, organization, and related materials may be protected by intellectual-property and other applicable rights.
Reasonable personal and informational use is permitted. Nothing in these Terms grants ownership of MarketRiskScan content or permission to falsely represent the site's content, scores, model, or research as your own proprietary work.
No Warranties
MarketRiskScan is provided on an "as is" and "as available" basis to the extent permitted by applicable law.
No warranty or guarantee is made regarding availability, accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, investment performance, market outcomes, or freedom from interruption or error.
Historical analysis, reconstructed data, backtests, or research findings do not guarantee future results. Past relationships may weaken, reverse, or fail in different market regimes.
Limitation of Liability
To the maximum extent permitted by applicable law, MarketRiskScan and its operators, contributors, and service providers will not be responsible for investment losses, trading losses, lost profits, lost opportunities, data loss, business interruption, or indirect, incidental, consequential, special, or similar damages arising from or related to use of, inability to use, or reliance on the site or its content.
You are responsible for evaluating information independently before making investment, financial, or business decisions.
Availability and Changes to the Service
MarketRiskScan may modify, add, remove, suspend, or discontinue site features, data sources, model versions, reports, or account functionality at any time. Model changes should be documented through versioning rather than silently redefining historical results.
Changes to These Terms
These Terms may be revised from time to time as the site, services, business practices, or legal requirements change. The effective or last-updated date at the top of this page will be revised when updates are made.
Continued use of MarketRiskScan after revised Terms become effective constitutes acceptance of the updated Terms to the extent permitted by applicable law.
Contact
Questions regarding these Terms may be submitted through the contact information made available on MarketRiskScan.com.